Fixed Rate
ProgramRateAPR
10 Year Fixed Rate 6.500% 6.996%
15 Year Fixed Rate 6.625% 6.979%
20 Year Fixed Rate 6.625% 6.908%
30 Year Fixed Rate 7.000% 7.221%
ACU 5 Year In-House Refinance 5.490% 6.409%
ACU 10 Year In-House Refinance 5.990% 6.481%
ACU 15 Year In-House Refinance 6.490% 6.842%
ACU 20 Year In-House Refinance 6.740% 7.024%
Government
ProgramRateAPR
FHA 15 Year Fixed 6.125% 6.642%
FHA 30 Year Fixed 6.625% 6.841%
USDA 30 Year Fixed 6.625% 6.841%
VA 15 Year Fixed 6.125% 6.642%
VA 30 Year Fixed 6.625% 6.841%
Variable Rate
ProgramRateAPR
5 Year SOFR ARM 7.750% 8.082%
7 Year SOFR ARM 7.750% 8.059%
10 Year SOFR ARM 7.750% 8.102%
Construction & Land
ProgramRateAPR
ACU 15 Year Fixed Lot Loan 9.500% 9.885%

Mortgage Rates effective as of 01/28/2025 03:00 PM

Disclaimer: The information provided on this page is for comparative purposes only and may include points. Additional loan programs may be available. Contact a Loan Officer to get an official Loan Estimate before choosing a mortgage product. Your actual rate, fees, and terms may differ based on when your rate is locked, occupancy status, loan purpose, loan amount, credit score, debt-to-income ratio, loan-to-value ratio, etc. Rates are subject to change without notice.