Fixed Rate
ProgramRateAPR
10 Year Fixed Rate 6.125% 6.617%
15 Year Fixed Rate 6.250% 6.600%
20 Year Fixed Rate 6.500% 6.782%
30 Year Fixed Rate 6.875% 7.094%
ACU 5 Year In-House Refinance 5.240% 6.157%
ACU 10 Year In-House Refinance 5.740% 6.229%
ACU 15 Year In-House Refinance 6.240% 6.590%
ACU 20 Year In-House Refinance 6.490% 6.772%
Government
ProgramRateAPR
FHA 15 Year Fixed 6.125% 6.811%
FHA 30 Year Fixed 6.250% 6.635%
USDA 30 Year Fixed 6.250% 6.635%
VA 15 Year Fixed 6.125% 6.811%
VA 30 Year Fixed 6.250% 6.635%
Variable Rate
ProgramRateAPR
5 Year SOFR ARM 7.500% 7.746%
7 Year SOFR ARM 6.875% 7.094%
10 Year SOFR ARM 7.500% 7.763%
Construction & Land
ProgramRateAPR
ACU 15 Year Fixed Lot Loan 9.500% 9.885%

Mortgage Rates effective as of 08/12/2025 03:00 PM

Disclaimer: The information provided on this page is for comparative purposes only and may include points. Additional loan programs may be available. Contact a Loan Officer to get an official Loan Estimate before choosing a mortgage product. Your actual rate, fees, and terms may differ based on when your rate is locked, occupancy status, loan purpose, loan amount, credit score, debt-to-income ratio, loan-to-value ratio, etc. Rates are subject to change without notice.