| Program | Rate | APR |
|---|---|---|
| 10 Year Fixed Rate | 5.875% | 6.365% |
| 15 Year Fixed Rate | 6.000% | 6.347% |
| 20 Year Fixed Rate | 5.625% | 5.897% |
| 30 Year Fixed Rate | 6.375% | 6.587% |
| Program | Rate | APR |
|---|---|---|
| FHA 15 Year Fixed | Please call for rate | |
| FHA 30 Year Fixed | Please call for rate | |
| USDA 30 Year Fixed | Please call for rate | |
| VA 15 Year Fixed | Please call for rate | |
| VA 30 Year Fixed | Please call for rate |
| Program | Rate | APR |
|---|---|---|
| Educated Choice Mortgage 30 Year | Please call for rate |
| Program | Rate | APR |
|---|---|---|
| ESFCU 10 Year Fixed Lot Loan | 7.500% | 8.005% |
| ESFCU 15 Year Fixed Lot Loan | 7.500% | 7.863% |
Mortgage Rates effective as of 10/17/2025 03:00 PM
Disclaimer: The information provided on this page is for comparative purposes only and may include points. Additional loan programs may be available.
Contact a Loan Officer to get an official Loan Estimate before choosing a mortgage product. Your actual rate, fees, and terms may differ based on when your rate is locked,
occupancy status, loan purpose, loan amount, credit score, debt-to-income ratio, loan-to-value ratio, etc. Rates are subject to change without notice.