Fixed Rate
ProgramRateAPR
10 Year Fixed Rate 6.000% 6.491%
15 Year Fixed Rate 6.250% 6.600%
20 Year Fixed Rate 6.375% 6.655%
30 Year Fixed Rate 6.875% 7.094%
Government
ProgramRateAPR
FHA 15 Year Fixed 6.125% 6.774%
FHA 30 Year Fixed 6.250% 6.635%
USDA 30 Year Fixed 6.250% 6.635%
VA 15 Year Fixed 6.125% 6.816%
VA 30 Year Fixed 6.250% 6.635%
Variable Rate
ProgramRateAPR
Educated Choice Mortgage 30 Year 6.000% 6.208%
Construction & Land
ProgramRateAPR
ESFCU 10 Year Fixed Lot Loan 7.500% 8.005%
ESFCU 15 Year Fixed Lot Loan 7.500% 7.863%

Mortgage Rates effective as of 04/29/2025 03:00 PM

Disclaimer: The information provided on this page is for comparative purposes only and may include points. Additional loan programs may be available. Contact a Loan Officer to get an official Loan Estimate before choosing a mortgage product. Your actual rate, fees, and terms may differ based on when your rate is locked, occupancy status, loan purpose, loan amount, credit score, debt-to-income ratio, loan-to-value ratio, etc. Rates are subject to change without notice.