Fixed Rate
ProgramRateAPR
10 Year Fixed Rate 6.125% 6.634%
15 Year Fixed Rate 6.375% 6.737%
20 Year Fixed Rate 7.000% 7.297%
30 Year Fixed Rate 7.250% 7.481%
Government
ProgramRateAPR
FHA 15 Year Fixed 6.125% 6.907%
FHA 30 Year Fixed 6.625% 7.026%
USDA 30 Year Fixed 6.625% 7.026%
VA 15 Year Fixed 6.125% 6.907%
VA 30 Year Fixed 6.625% 7.026%
Variable Rate
ProgramRateAPR
5 Year SOFR ARM 7.750% 8.100%
7 Year SOFR ARM 7.750% 8.071%
10 Year SOFR ARM 7.750% 8.091%
MKCU 5/5 ARM 5.500% 5.708%
Construction & Land
ProgramRateAPR
MKCU 15 Year Fixed Lot Loan 9.999% 10.403%

Mortgage Rates effective as of 04/24/2025 03:01 PM

Disclaimer: The information provided on this page is for comparative purposes only and may include points. Additional loan programs may be available. Contact a Loan Officer to get an official Loan Estimate before choosing a mortgage product. Your actual rate, fees, and terms may differ based on when your rate is locked, occupancy status, loan purpose, loan amount, credit score, debt-to-income ratio, loan-to-value ratio, etc. Rates are subject to change without notice.